Why Your U.S. Revocable Living Trust Doesn’t Work in Canada — And What You Can Do About It
If you’re planning a move from the U.S. to Canada and have a revocable living trust (RLT) in place, it’s
Crossing the 49th Parallel
Why You Should Consider Gifting Strategies Before Moving to Canada
Relocating to Canada from the U.S.? Before you pack your bags, take a hard look at your financial structure, especially
Why Cutting IRS Funding Doesn’t Help Balance the Budget—It Only Helps Tax Cheats
Why Cutting IRS Funding Doesn’t Help Balance the Budget—It Only Helps Tax Cheats At 49th Parallel Wealth Management, we are
The #1 Mistake People Make When Moving to Canada
Thinking of moving to Canada? Whether you’re retiring, relocating for work, or simply pursuing a new adventure, there’s one critical
The Most Common Mistake Canadians Make When Moving to the U.S.
We are often asked what is the most common mistake people make when moving from Canada to the U.S. Whether
Canada’s Capital Gains Tax Hike Is Officially Dead
By 49th Parallel Wealth Management Canadians can breathe a sigh of relief: the proposed capital gains tax increase has been
5 Reasons To Choose a Canada-U.S Cross Border Specialist
Navigating cross border financial planning can be challenging due to the complex tax laws and regulations that exist in both
How to Import Your Dog, Cat or Other Pet to Canada: A Step-by-Step Guide
Bringing your beloved pet to Canada requires careful planning and compliance with Canadian import regulations. Whether you’re relocating, traveling for
How to Sever Canadian Tax Ties When Moving to the U.S.: A Step-by-Step Guide
Moving from Canada to the U.S. involves significant changes, especially concerning tax obligations. Severing tax ties with Canada is crucial
Best Strategies Tax Retirement Planning In the U.S & Canada
Strategic Retirement Planning Across the U.S. and Canada: Enhancing Pension Management and Accessibility As I navigate the complexities of tax
Crossing the 49th Parallel: History, Geography, and Its Modern Implications
The 49th parallel is a fascinating and pivotal boundary in North America. As a significant portion of the U.S.-Canada border,
Importing Firearms into Canada: Regulations and Procedures Explained
Unlike some parts of the United States, Canada has stringent regulations governing the importation and ownership of firearms. There is
Investment Philosophy: Guiding Principles for Strategic Wealth Building
At the heart of my investment strategy lies a clear and structured approach to wealth management. I focus on understanding
What to Do with Your Health Savings Account HSA When You Move to Canada: A Guide for Expats
Health Savings Accounts (HSAs) offer a remarkable financial advantage by merging unique tax benefits. As I explore this topic, I’ve
How Does Your Homeowners Insurance Affect Your Retirement Planning: Key Considerations
As I look into the challenges faced by homeowners in high-risk areas, I realize the increasing impact of events like
What is 401k in Canada: Understanding Retirement Plans
Navigating retirement savings can be complex, especially when balancing between U.S. and Canadian systems. As someone living in Canada and
Mortgages: Understanding the Differences Between the Canadian and U.S. Markets
Securing a mortgage is a crucial step for anyone looking to purchase a home in either Canada or the United
Cross Border 401k Tax Planning: Essential Strategies for Global Investors
The landscape of retirement savings has shifted significantly with the introduction of the SECURE Act 2.0. This legislation is especially
What Happens to a RDSP if the Beneficiary Becomes a Non-Resident: Key Considerations
Managing a Registered Disability Savings Plan (RDSP) involves understanding how changes in residency can impact the plan’s status and associated
Moving from Canada to USA Checklist: Essential Steps for a Smooth Transition
Stepping into a new chapter of life in the United States can be both exciting and overwhelming. As I leave
Should You Spend Your IRA or RRSP First? A Cross Border Perspective Explained
If you have both an IRA (Individual Retirement Account) and an RRSP (Registered Retirement Savings Plan), deciding which account to
Strategic Currency Management: Maximizing Your Cross Border Wealth Opportunities
Managing investments and cash flow across different currencies is crucial for effective financial planning, especially when dealing with cross-border transactions.
Can a Non-U.S. Citizen Be a Beneficiary of an IRA: Key Considerations and Implications
Planning an estate involves many considerations, especially when it comes to the complexities of retirement accounts and international tax laws.
The White Glove Standard at 49th Parallel Wealth Management: Expertise with a Personal Touch
At 49th Parallel Wealth Management, offering a white glove experience is at the core of what I do. I view clients as
The Penny’s Farewell: Examining the Costs and Changes in North American Coinage
The penny, once a ubiquitous element of daily transactions, has increasingly become a subject of economic scrutiny in North America.
Why Stock Picking and Market Timing Are Fool’s Gold in a Capitalist World
If you’ve ever been tempted to chase the next big thing in the stock market, maybe it was AI, crypto,