Helpful Links & Free Guides — 49th Parallel Wealth Management
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Helpful links & free guides.

Trusted U.S. and Canadian sources for cross-border tax, retirement, and regulatory information — gathered in one place — plus in-depth guides written by Lucas Wennersten, CFP® (U.S. & Canada), CFA.

Trusted reference links

Official sources, in one place.

Free to use, no sign-up needed. These are the government and regulatory resources cross-border families reach for most.

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External links are provided for convenience and are not affiliated with or endorsed by 49th Parallel Wealth Management. Always confirm details with the issuing agency or a qualified professional.

Free guides & papers

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Free guide

The Canadian Snowbird’s 2026 U.S. Stay Checklist

The 182-day rule, the IRS Substantial Presence Test, Form 8840, CBSA entry, and everything to manage before, during, and after your stay.

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Free guide

The American’s 2026 Canada Relocation Checklist

IRS worldwide taxation, FBAR & FATCA, the TFSA trap, Bill C-3, the healthcare gap, and the full annual filing stack.

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White paper

The Cross-Border Wealth White Paper

Our in-depth look at building and protecting wealth across the Canada–U.S. border.

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Guide

RRSPs After Moving to the U.S.

What happens to your RRSP once you’re a U.S. resident — reporting, treaty elections, and withdrawal strategy.

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Guide

The Snowbird Compliance Guide

Staying compliant as a snowbird — residency, days, and filing obligations on both sides of the border.

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Our philosophy

You Are More Than Your Finances

Why we put the person before the portfolio — the thinking behind how we plan.

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