Crossing the 49th Parallel

class="attachment-full size-full wp-image-1635" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/Overlooked-Aspects-of-Retirement-1.jpg 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/Overlooked-Aspects-of-Retirement-1-300x300.jpg 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/Overlooked-Aspects-of-Retirement-1-100x100.jpg 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/Overlooked-Aspects-of-Retirement-1-600x600.jpg 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/Overlooked-Aspects-of-Retirement-1-150x150.jpg 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/Overlooked-Aspects-of-Retirement-1-768x768.jpg 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

The Overlooked Aspects of Retirement

Having worked in the financial industry for over 15 years, I have had the pleasure of speaking with the golden

Read More »
class="attachment-full size-full wp-image-1707" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/DALL·E-2025-01-28-10.45.58-A-realistic-depiction-of-a-man-hiking-along-the-Pacific-Crest-Trail-surrounded-by-awe-inspiring-natural-beauty.-The-man-seen-from-behind-carries-a-.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/DALL·E-2025-01-28-10.45.58-A-realistic-depiction-of-a-man-hiking-along-the-Pacific-Crest-Trail-surrounded-by-awe-inspiring-natural-beauty.-The-man-seen-from-behind-carries-a--300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/DALL·E-2025-01-28-10.45.58-A-realistic-depiction-of-a-man-hiking-along-the-Pacific-Crest-Trail-surrounded-by-awe-inspiring-natural-beauty.-The-man-seen-from-behind-carries-a--100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/DALL·E-2025-01-28-10.45.58-A-realistic-depiction-of-a-man-hiking-along-the-Pacific-Crest-Trail-surrounded-by-awe-inspiring-natural-beauty.-The-man-seen-from-behind-carries-a--600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/DALL·E-2025-01-28-10.45.58-A-realistic-depiction-of-a-man-hiking-along-the-Pacific-Crest-Trail-surrounded-by-awe-inspiring-natural-beauty.-The-man-seen-from-behind-carries-a--150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/DALL·E-2025-01-28-10.45.58-A-realistic-depiction-of-a-man-hiking-along-the-Pacific-Crest-Trail-surrounded-by-awe-inspiring-natural-beauty.-The-man-seen-from-behind-carries-a--768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Pacific Crest Trail: Challenges & Rewards of the Journey

“Hikers from the U.S. without a permit who wish to complete the Canadian portion of the trail will from now

Read More »
class="attachment-full size-full wp-image-1695" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/AUM-Graphic.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/AUM-Graphic-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/AUM-Graphic-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/AUM-Graphic-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/AUM-Graphic-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/01/AUM-Graphic-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

What Is Assets Under Management (AUM)?

When choosing a financial advisor, understanding how they charge for their services is key to ensuring your interests are fully

Read More »
class="attachment-full size-full wp-image-1732" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-01-09.34.47-A-conceptual-image-representing-a-female-advisor-taking-advantage-of-an-elderly-couple.-The-image-features-a-well-dressed-female-financial-advisor-sta.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-01-09.34.47-A-conceptual-image-representing-a-female-advisor-taking-advantage-of-an-elderly-couple.-The-image-features-a-well-dressed-female-financial-advisor-sta-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-01-09.34.47-A-conceptual-image-representing-a-female-advisor-taking-advantage-of-an-elderly-couple.-The-image-features-a-well-dressed-female-financial-advisor-sta-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-01-09.34.47-A-conceptual-image-representing-a-female-advisor-taking-advantage-of-an-elderly-couple.-The-image-features-a-well-dressed-female-financial-advisor-sta-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-01-09.34.47-A-conceptual-image-representing-a-female-advisor-taking-advantage-of-an-elderly-couple.-The-image-features-a-well-dressed-female-financial-advisor-sta-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-01-09.34.47-A-conceptual-image-representing-a-female-advisor-taking-advantage-of-an-elderly-couple.-The-image-features-a-well-dressed-female-financial-advisor-sta-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Conflicts of Interest and How to Mitigate Them

The financial industry plays a critical role in helping individuals and families achieve their financial goals. However, inherent in this

Read More »
class="attachment-full size-full wp-image-1737" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/Canada-Disability.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/Canada-Disability-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/Canada-Disability-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/Canada-Disability-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/Canada-Disability-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/Canada-Disability-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Disability Savings: Benefits Guide for U.S. & Canada

For individuals with disabilities and their families, tax-advantaged savings accounts and government benefits can play a crucial role in achieving

Read More »
class="attachment-full size-full wp-image-1801" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/maple-leaf-usa-flag.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/maple-leaf-usa-flag-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/maple-leaf-usa-flag-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/maple-leaf-usa-flag-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/maple-leaf-usa-flag-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/maple-leaf-usa-flag-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Why Domestic Clients Need Cross-Border Financial Expertise

When people hear cross-border financial specialist, they often assume that the services are only relevant to individuals navigating life between

Read More »
class="attachment-full size-full wp-image-1766" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-06-09.22.13-A-digital-illustration-of-a-thief-running-away-from-an-elderly-person-while-carrying-a-bag-full-of-money.-The-elderly-person-dressed-in-casual-home-a.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-06-09.22.13-A-digital-illustration-of-a-thief-running-away-from-an-elderly-person-while-carrying-a-bag-full-of-money.-The-elderly-person-dressed-in-casual-home-a-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-06-09.22.13-A-digital-illustration-of-a-thief-running-away-from-an-elderly-person-while-carrying-a-bag-full-of-money.-The-elderly-person-dressed-in-casual-home-a-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-06-09.22.13-A-digital-illustration-of-a-thief-running-away-from-an-elderly-person-while-carrying-a-bag-full-of-money.-The-elderly-person-dressed-in-casual-home-a-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-06-09.22.13-A-digital-illustration-of-a-thief-running-away-from-an-elderly-person-while-carrying-a-bag-full-of-money.-The-elderly-person-dressed-in-casual-home-a-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2025/02/DALL·E-2025-02-06-09.22.13-A-digital-illustration-of-a-thief-running-away-from-an-elderly-person-while-carrying-a-bag-full-of-money.-The-elderly-person-dressed-in-casual-home-a-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Is Elon Musk Going to Steal Your Identity? Probably Not, Protect It Anyway.

Elon Musk is one of the most influential and powerful individuals in the world. As a Special Government Employee leading

Read More »
class="attachment-full size-full wp-image-1513" alt="" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2024/12/DALL·E-2024-12-27-12.27.06-A-watercolor-style-illustration-featuring-a-diverse-family-standing-together-in-front-of-a-globe-symbolizing-global-perspective-and-unity.-The-family.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/12/DALL·E-2024-12-27-12.27.06-A-watercolor-style-illustration-featuring-a-diverse-family-standing-together-in-front-of-a-globe-symbolizing-global-perspective-and-unity.-The-family-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/12/DALL·E-2024-12-27-12.27.06-A-watercolor-style-illustration-featuring-a-diverse-family-standing-together-in-front-of-a-globe-symbolizing-global-perspective-and-unity.-The-family-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/12/DALL·E-2024-12-27-12.27.06-A-watercolor-style-illustration-featuring-a-diverse-family-standing-together-in-front-of-a-globe-symbolizing-global-perspective-and-unity.-The-family-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/12/DALL·E-2024-12-27-12.27.06-A-watercolor-style-illustration-featuring-a-diverse-family-standing-together-in-front-of-a-globe-symbolizing-global-perspective-and-unity.-The-family-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/12/DALL·E-2024-12-27-12.27.06-A-watercolor-style-illustration-featuring-a-diverse-family-standing-together-in-front-of-a-globe-symbolizing-global-perspective-and-unity.-The-family-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Talent Knows No Borders—Nor Does Discipline

In a recent post by The New Republic, Vivek Ramaswamy’s controversial claim that “American workers suck” sparked heated debates about

Read More »
Estate Tax Exemption class="attachment-full size-full wp-image-949" alt="Estate Tax Exemption" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2024/11/DALL·E-2024-11-29-10.00.37-A-modern-and-artistic-depiction-of-a-family-tree-evoking-legacy-featuring-a-majestic-oak-tree-with-roots-forming-a-flowing-intricate-network-that-sy.webp 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/11/DALL·E-2024-11-29-10.00.37-A-modern-and-artistic-depiction-of-a-family-tree-evoking-legacy-featuring-a-majestic-oak-tree-with-roots-forming-a-flowing-intricate-network-that-sy-300x300.webp 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/11/DALL·E-2024-11-29-10.00.37-A-modern-and-artistic-depiction-of-a-family-tree-evoking-legacy-featuring-a-majestic-oak-tree-with-roots-forming-a-flowing-intricate-network-that-sy-100x100.webp 100w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/11/DALL·E-2024-11-29-10.00.37-A-modern-and-artistic-depiction-of-a-family-tree-evoking-legacy-featuring-a-majestic-oak-tree-with-roots-forming-a-flowing-intricate-network-that-sy-600x600.webp 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/11/DALL·E-2024-11-29-10.00.37-A-modern-and-artistic-depiction-of-a-family-tree-evoking-legacy-featuring-a-majestic-oak-tree-with-roots-forming-a-flowing-intricate-network-that-sy-150x150.webp 150w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/11/DALL·E-2024-11-29-10.00.37-A-modern-and-artistic-depiction-of-a-family-tree-evoking-legacy-featuring-a-majestic-oak-tree-with-roots-forming-a-flowing-intricate-network-that-sy-768x768.webp 768w" sizes="(max-width: 1024px) 100vw, 1024px" />

Future Estate Tax: Current Exemption vs. Pre-TCJA Reversion

For Americans thinking about wealth transfer and legacy planning, the federal estate tax exemption is a crucial figure to understand.

Read More »
Robo-advisors class="attachment-full size-full wp-image-728" alt="Robo-advisors" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/valeria-nikitina-CejqWHRRXUQ-unsplash-scaled.jpg 2560w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/valeria-nikitina-CejqWHRRXUQ-unsplash-scaled-600x460.jpg 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/valeria-nikitina-CejqWHRRXUQ-unsplash-300x230.jpg 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/valeria-nikitina-CejqWHRRXUQ-unsplash-1024x785.jpg 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/valeria-nikitina-CejqWHRRXUQ-unsplash-768x589.jpg 768w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/valeria-nikitina-CejqWHRRXUQ-unsplash-1536x1178.jpg 1536w" sizes="(max-width: 2560px) 100vw, 2560px" />

Robo-Advisors’ Issues: Impact on Clients in Financial Planning

The rise of robo-advisors has changed the landscape of wealth management, particularly for clients seeking affordable, accessible financial advice. Robo-advisors

Read More »
International Laws class="attachment-full size-full wp-image-673" alt="International Laws" srcset="https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/getty-images-MWV73xLK6I0-unsplash-1536x1003-1.jpg 1536w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/getty-images-MWV73xLK6I0-unsplash-1536x1003-1-600x392.jpg 600w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/getty-images-MWV73xLK6I0-unsplash-1536x1003-1-300x196.jpg 300w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/getty-images-MWV73xLK6I0-unsplash-1536x1003-1-1024x669.jpg 1024w, https://49thparallelwealthmanagement.com/wp-content/uploads/2024/10/getty-images-MWV73xLK6I0-unsplash-1536x1003-1-768x502.jpg 768w" sizes="(max-width: 1536px) 100vw, 1536px" />

Cross Border Estate Planning: Navigating International Laws for Assets

In an increasingly interconnected world, more individuals find themselves with assets spread across multiple countries, necessitating a nuanced approach to

Read More »