Lucas Wennersten, CFA, CFP® (U.S. & Canada)
As a Chartered Financial Analyst (CFA) and a Certified Financial PlannerTM (CFP®) in the U.S. and Canada, with over a
Crossing the 49th Parallel
Walking The Tightrope of Cross Border Retirement: Risks and Opportunities
Retirement planning is never a one-size-fits-all process, but for those who have lived, worked, or invested across borders, the complexity—and
Immigration & Residency: Navigating Visas and Citizenship Paths
As globalization continues to expand, more individuals and families are exploring opportunities beyond their home countries. Whether it’s for professional
The AUM Model: Navigating Conflicts of Interest for Long-Term Financial Success
When selecting a financial advisor, many clients default to the Assets Under Management (AUM) fee structure, which may initially appear
Comparing 529 Plans and RESPs: Saving for Education in the U.S. and Canada
Saving for a child’s education is a top financial goal for many families, and both the U.S. and Canada have
Does Being Retired Affect Home Insurance? Understanding Key Changes
Retirement marks a significant shift in life, and it’s essential to understand how it can impact various aspects like home
Moving to Canada? Discover Why Cross Border Financial Planning is Key
Interest in moving to Canada has surged dramatically over recent years. Canada’s appeal is well-founded. The country offers universal healthcare, a reputation for safety, and a generally high standard of living. For those seriously contemplating this move, understanding the intricacies of cross-border financial management is essential. This is where 49th Parallel Wealth Management can be an invaluable partner.
Why Moving Across an International Border Often Means Switching Financial Advisors
Moving across an international border is an exciting new chapter, but it brings with it a unique set of financial
Cross Border Financial Planning: Essential Strategies for Global Investors
Navigating the world of cross-border financial planning can be complex, especially when dealing with multiple countries’ regulations. As a globally
Resilience: Love, Parenthood, and Two Healthcare Systems
When my husband and I exchanged vows, we embarked on a journey that would shape the course of our lives
Canadian Departure Checklist
Click Below for your Free Download! Canadians move to the U.S. for many personal and professional reasons. Before making the
The 1909 Boundary Waters Treaty: A Historical Agreement with Modern Implications
The 1909 Boundary Waters Treaty between the United States and Canada is a landmark agreement that has governed the shared
U.S. Departure Checklist for Moving to Canada
Click Below for you Free Download! Making the move from the U.S. to Canada requires careful planning. Here’s a streamlined
Importing Your Wine or Whiskey Collection Into Canada
Importing a personal collection of wine or other alcoholic beverages into Canada involves navigating federal regulations and the specific requirements
Navigating Best Cross-Border Real Estate Investment In U.S
Investing in cross-borders real estate between the U.S. and Canada offers exciting opportunities for diversification and growth in your investment
How to Import Pets into the U.S.
Moving from Canada to the U.S. with your furry (or feathered!) friends? The good news is that importing pets from
Maximizing Your Retirement Distributions: Smart Strategies
Most large U.S. employers offer either a 401(k), 403(b), or similar retirement plan to their employees. For the self-employed or
Seeds to Sequoias: Growing Your Financial Future with Care
Imagine holding a tiny seed in your hand—a fragile beginning with the potential to transform into a towering sequoia with
The Overlooked Aspects of Retirement
Having worked in the financial industry for over 15 years, I have had the pleasure of speaking with the golden
Pacific Crest Trail: Challenges & Rewards of the Journey
“Hikers from the U.S. without a permit who wish to complete the Canadian portion of the trail will from now
Universal Savings Accounts Act of 2025: A Bold Proposal for American Savers
Universal Savings Accounts Act of 2025: A Bold Proposal for American Savers The Universal Savings Account Act of 2024
What Is Assets Under Management (AUM)?
When choosing a financial advisor, understanding how they charge for their services is key to ensuring your interests are fully
Conflicts of Interest and How to Mitigate Them
The financial industry plays a critical role in helping individuals and families achieve their financial goals. However, inherent in this
Disability Savings: Benefits Guide for U.S. & Canada
For individuals with disabilities and their families, tax-advantaged savings accounts and government benefits can play a crucial role in achieving
A Comprehensive Comparison of Tax-Free Accounts: Roth IRA vs. TFSA vs. HSA
For Americans and Canadians seeking tax-efficient savings strategies, three accounts stand out: the Roth IRA, Tax-Free Savings Account (TFSA), and
Why Domestic Clients Need Cross-Border Financial Expertise
When people hear cross-border financial specialist, they often assume that the services are only relevant to individuals navigating life between